Coverage for Every Part of Your Life
Burton Agency works with top-rated carriers like Meemic, AAA, Travelers, Progressive, Foremost, and more — so you're not stuck with one company's prices. I shop the options and find what actually fits your situation and your budget.
Auto Insurance
Michigan's no-fault insurance system is one of the most complex in the country. Between PIP coverage choices, liability minimums, and optional coverages, it's easy to end up paying too much — or worse, not having enough when it matters. I'll walk you through exactly what you need based on how you drive, where you live, and what you can afford. Whether it's your daily commuter, a classic car, or your teenager's first vehicle, we'll build a policy that makes sense.
Covers: Personal vehicles, classic cars, teen drivers, multi-car households, SR-22 filings.
Homeowners Insurance
Your home is probably the biggest investment you'll ever make. Michigan weather doesn't go easy on it — between ice dams, wind damage, and the occasional basement flood, your policy needs to actually hold up when you file a claim. Together, we ensure your dwelling coverage matches what it would really cost to rebuild, not just what you paid for the house. We'll also look at liability, personal property, and any endorsements you might need.
Covers: Single-family homes, condos, townhomes, landlord policies, seasonal properties.
Renters Insurance
If you're renting, your landlord's insurance covers the building — not your stuff. A renters policy protects your belongings, gives you liability coverage if someone gets hurt in your apartment, and can even cover temporary housing if your place becomes unlivable. It's one of the most affordable policies out there, and one of the most overlooked.
Covers: Personal property, liability, temporary living expenses, identity theft protection.
Life Insurance
Nobody likes thinking about this one, but it matters. If someone depends on your income, life insurance makes sure they're taken care of. I'll have an honest conversation with you to find what you actually need — not push a product that pays me the biggest commission. We offer term and whole life options through carriers like AAA Life, MassMutual and Securian, so we can match the right product to your situation and stage of life.
Covers: Annuity, Term life, whole life, universal life, final expense coverage.
Recreational Vehicle Insurance
Boats, ATVs, snowmobiles, RVs, golf carts — if it's fun and it moves, it needs coverage. Michigan has a lot of toys and a lot of trails, and a standard auto policy won't cover most of them. I'll set you up with a policy that covers the vehicle itself, liability, and any accessories or custom equipment you've added.
Covers: Boats and watercraft, ATVs and UTVs, snowmobiles, RVs and campers, golf carts, trailers, motorcycles, dirt bikes and electric bikes.
Umbrella Insurance
An umbrella policy kicks in when your auto or homeowners coverage maxes out. If you're ever in a serious accident or someone gets badly hurt on your property, the costs can blow past your regular policy limits fast. Umbrella coverage is surprisingly affordable for the protection it provides. It's one of those policies that feels unnecessary until the one time you really need it.
Covers: Extended liability beyond auto and home limits, legal defense costs, personal liability situations.
Flood Insurance
Standard homeowners insurance does not cover flooding. If you're near a river, creek, or low-lying area — or even if you're not — a flood policy is the only way to protect your home from water damage caused by rising water. Michigan has seen more flooding in recent years than most people expect. I can walk you through the options so you're not caught off guard.
Covers: Structural flood damage, personal property, basement contents, NFIP and private flood options.
Business Insurance
Running a business in Michigan means managing risk every day. Whether you're a contractor, a shop owner, or a growing company, the right commercial policy protects your livelihood — not just your building. I'll help you figure out what coverages you actually need and which ones you're paying for but don't. No cookie-cutter packages.
Covers: General liability, business owner's policies (BOPs), workers' compensation, commercial auto, professional liability, property coverage.
Not Sure What You Need?
That's exactly what the free consultation is for. Book a call and we'll figure it out together — no pressure, no obligation.